First Time Buyer?
Doing anything for the first time can be scary—especially when it’s something as big as buying a house! But don’t worry we are here to help. We will provide you with all the information, advice, assistance and reassurance you need.
House hunting begins with planning. Before you hit the street you need to know what you can afford to make the most of your house hunting experience. Knowing your affordable price range will save you time, energy and frustration. As experts in mortgage financing, we will review your individual home financing options with you, help you obtain a formal pre approval.
Our goal at this stage is to understand your financial goals, determine how much of a mortgage you will qualify for, set a formal pre approval with a mortgage lender and lock in a mortgage rate to protect you should interest rates rise. By going through the process now, you will know exactly where you stand financially when you find a home you want to buy. A pre approval gives you an edge over other buyers. It shows the seller of a property that you are serious about buying and have done your homework. This places you in a strong bargaining position during negotiations.
